East Tennessee • Mountain Home Realty

Turning Smoky
Mountain Dreams
Into Reality

From your first search to the moment you hold the keys — Debra Eldin brings 32 years of East Tennessee living and 12 years of expert real estate service to every client.

32+Years local
200+Homes closed
5Client rated
Active listings 12 Homes Smoky Mountain region
Debra Eldin, Realtor
12 Years licensed
Your Smoky Mountain expert

Real estate isn’t just
her career — it’s her calling

As the daughter of two seasoned real estate brokers, she was immersed in the industry from day one — making real estate not just a career, but a calling. With 12 years as a licensed Realtor and over 30 years of East Tennessee living, she brings a powerful combination of legacy, local expertise, and a deep-rooted commitment to service.

A full-service agent, she works with buyers, sellers, relocations, and investors — offering expertise in financing options including 1031 exchanges, DSCR, USDA, FHA, VA, and first-time homebuyer programs, as well as specialized markets like overnight rental cabins.

More than just a Realtor, she is a matchmaker, detective, and trusted advisor — pairing clients with the right home, uncovering every detail, and guiding them through each step with care and confidence. She believes the highest compliment she can receive is a referral — earned through trust, results, and an exceptional client experience.

ABR — Accredited Buyer’s Agent SRES — Senior Real Estate Specialist RSPS — Resort & Second Home SRS — Seller Representative NAR Member
Work with Debra
Properties

Featured listings

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Plan your purchase

Estimate your
monthly payment

Use this calculator to get a ballpark figure before you start your search. Adjust the home price, down payment, interest rate, and loan term to see how your payment changes.

Ready to get pre-approved? Debra works with trusted local lenders who know the East Tennessee market — reach out and she’ll connect you.

Talk to Debra

Mortgage calculator

Estimated monthly payment

Home price $400,000
$
Down payment $80,000  (20%)
Interest rate 6.75%
%
Loan term 30 years

Estimated monthly payment

$2,073

Principal & interest only

$320,000 Loan amount
$746,220 Total paid
$426,220 Total interest

This is an estimate. Taxes, insurance & HOA not included.
Contact Debra to connect with a local lender for exact rates.

Client reviews

Trusted by families
across East Tennessee

Hover to pause  •  Drag to browse
★★★★★

“We had the pleasure of working with Debra Eldin of Mountain Home Realty selling our home. She was very personable, professional, and was always available. She took care of everything when needed! I feel like she became our friend in the process. We definitely recommend her services.”

Susan Steiger
★★★★★

“Debra is hands down the best! She helped us navigate selling our house and put our minds at ease. I would recommend her again and again! Her knowledge of real estate is amazing and takes great care of her clients.”

Jeannine Schueller
★★★★★

“From the moment we met Debra we knew we had found the right realtor. She helped us sell 2 properties at once and found us the perfect house to move into. She was there from start to finish and never wavered. We were blessed to find her and even more so to have found a cherished friend.”

Lori Boles
★★★★★

“I talked with several realtors before finding Debra, and I am so glad I found her! As a first-time home buyer moving from PA to TN, the process was overwhelming. Debra was always there to answer any questions and encourage me along the way. She went above and beyond to make sure I got the home I wanted.”

Stephanie Sutton
★★★★★

“Debra was such a wonderful help for us during our home search and the purchasing of a new build that wasn’t built yet. It isn’t easy buying a house 982 miles away but Debra helped us immensely. She is very professional, goes above and beyond, and very caring for her clients. We could not have started this new chapter in our lives without her!!”

Terry Melton
★★★★★

“I enjoyed working with Debra. She had a lot of local knowledge and was very easy to get along with. She was very responsive and always willing to help and answer any questions that we had. She made the process feel very smooth.”

Jared McGuirt
★★★★★

“If you’re looking to move to East TN then look no further than Debra Eldin. She is fast, determined and definitely a whiz at finding the right home for you. We love our 1st mountain home and can’t thank Debra enough for making it happen.”

William Elliot
★★★★★

“Debra Eldin highly recommended for not just her local experience and excellent problem-solving skills, but also she was very personable and responsive. We were very grateful for her service and would not hesitate to use her services as a buyer or seller in the future.”

Jim Farner
★★★★★

“Debra was so amazing and made our first time buying a home a breeze. She answered all of the questions we threw her way (and there were a lot) without even batting an eye. She ensured we were getting the best possible with what we were looking for. She is so personable and such a sweet, genuine person. I’d recommend her to anyone and everyone!”

Allison Maynard
★★★★★

“Debra went over and above to help us get a lot sold during a difficult time. She delved into the deed restrictions and contacted county staff to ensure a swift and successful transaction at a fair price. Many thanks to Debra and her staff for all the hours expended to untangle the restriction mystery!!”

Carol Lynch
★★★★★

“Debra was our realtor while we were still living in Florida, but looking for a house in East Tennessee. She was amazing going above and beyond doing videos of houses for us. Always there to answer any and all questions with very quick responses. She helped make our dream come true and we are forever grateful.”

Dee Dee Keister
★★★★★

“We found Debra though a Dave Ramsey search. She quickly responded and worked diligently with us to find just the right property. She was patient and showed us many properties. I highly recommend Debra. She is personable and professional. You won’t be disappointed with her service.”

Edna Kennedy
★★★★★

“Debra is very knowledgeable about the Real Estate Market. She’s a hard worker and goes above and beyond for her clients. She also is honest and caring.”

Carolyn Green
★★★★★

“Debra was great at leading us through the maze of paperwork and negotiations. We would do it again through Debra!”

Bill Crandall
★★★★★

“She was extremely professional, positive, got me the price I needed, energetic and communicated well! Would use her again if I need to!”

Charles Donley
★★★★★

“I cannot say enough wonderful things about Debra Eldin!!! She helped me both purchase land and sell land, and I am so grateful for the time, care, and effort she put into every step. Her persistence, positive attitude, and determination made such a difference for me. I would 1000% recommend her to anyone looking to buy or sell property.”

Victoria Warner
★★★★★

“This is the second time in a year and a half that we have trusted Debra to sell and purchase a home. Debra is the best of the best when it comes to realtors.”

Donna Coletta
★★★★★

“Several realtors were referred to us and we chose Debra Eldin because her record showed she sold & closed many more homes than the other realtors. She marketed our home extremely well and it closed within 90 days, and worked closely with us as we searched for our long-term home. She answered every text within minutes. Thanks for all your help, Debra. You were a real pleasure to work with!”

Gary Lambert
★★★★★

“We sold our house recently with Debra at Mountain Home Realty. I really cannot say enough nice things about her! She helped us sell our home while we were not even in the country. She really took the time to talk to us and explain all the things and she really pushed to get our house out there and get it sold!”

Tiffany Smuk
Credentials & memberships

Professionally certified

Multiple industry designations reflecting Debra’s dedication to ongoing education and serving clients at the highest level.

ABR

Accredited Buyer’s Representative

ABR

Specialized training in representing buyers with the highest level of professional service.

SRES

Senior Real Estate Specialist

SRES

Expert knowledge in serving clients aged 50+ through major financial and lifestyle transitions.

RSPS

Resort & Second-Home Specialist

RSPS

Certified to help clients buy, sell, and manage properties in resort and vacation destinations.

SRS

Seller Representative Specialist

SRS

Advanced training in representing sellers’ interests and achieving the best possible outcome.

NAR

National Association of Realtors

NAR Member

Member committed to the Realtor Code of Ethics and the highest professional standards.

Trusted Agent

Trusted Agent

Verified

Independently verified and recognized as a trusted professional in the East Tennessee market.

Free resources

Thinking about selling?

Find out what your home is worth in today’s East Tennessee market. No pressure, no obligation — just real information you can use.

Free home valuation

Debra will research comparable sales, current market conditions, and your home’s unique features to give you an honest, data-backed estimate of what your home could sell for today.

No obligation Local market data 100% free
Request your free valuation
Local insights

From Debra's desk

Market updates, buyer tips, seller guides, and stories from the Smoky Mountain region.

Get in touch

Let’s start the
conversation

Whether you’re buying, selling, or just exploring your options — Debra would love to hear from you. No pressure, no obligation.

Office: (865) 366-4600

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Your information is never shared or sold. Debra responds within 24 hours.